Profile Summary
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Profile Summary contains 17 significant calculations in the credit profile summary.
(1)
Total Number of public record items. [ Top ]
(2)
Total installment loan account balance owed by the consumer. [ Top ]
(3)
Total real estate loan account balance owed by the consumer. [ Top ]
(4)
Total revolving charge account balance owed by the consumer. [ Top ]
(5)
Total dollar amount of past due payments owed by the consumer. [ Top ]
(6)
Combined total of scheduled and estimated monthly payments owed by the consumer. [ Top ]
(7)
Total dollar amount of real estate payments owed by consumer.
(Note: A plus sign following a Profile Summary total indicates not all tradelines had an amount which could be included in the total) [ Top ]
(8)
Total percentage of revolving credit still available to the consumer. [ Top ]
(9)
Total number of inquiries. [ Top ]
(10)
Total of inquiries made within six months preceding the date of the Credit Profile report. [ Top ]
(11)
Total number of tradelines on the Credit Profile report. [ Top ]
(12)
Total of accounts which have been paid satisfactorily or paid after having been previously delinquent. [ Top ]
(13)
Total of all delinquency counters.
(Summarizes payment history for the past seven years into 30, 60, 90-180 day delinquency and derog buckets) [ Top ]
(14)
Total of accounts which are now current or paid satisfactorily. [ Top ]
(15)
Total of accounts which are now delinquent or derogatory. [ Top ]
(16)
Total of accounts which were delinquent or derogatory and either have been paid in full or brought current. [ Top ]
(17)
Date the oldest tradeline on the report was opened. [ Top ]
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