Glossary

Free Tenant Screening

UNLAWFUL DETAINER SEARCH RESULTS / SKIPS DAMAGES SEARCH RESULTS (PROVIDED BY TSC)NOTE: CREDIT REPORTING AGENCY CONTACT INFORMATIONCREDITOR CONTACT INFORMATIONINQUIRIES BY CREDITORSTHE DATE AND LENGTH OF DELIQUENCY HISTORY OF THE ACCOUNT / REMARKSECOA KEY: B = BORROWER; C = CO-BORROWER; S = SHARED; J = JOINT; U = UNDESIGNATED; A = AUTHORIZED USER THE ACCOUNT PAYMENT TERMS/MONTHS — AS AGREED (NO LATE PAYS) — DELIQ (CURRENTLY DELIQUENT)THE ACCOUNT TYPE — MTG (MORTAGE) — INST (INSTALLMENT LOAN) — REV (CREDIT CARD)-EDU (EDUCATION) — AUT (AUTO)PAST DUE ACCOUNT HISTORY — 30/60/90 + DAYS LATETHE AMOUNT PAST DUETHE AMOUNT OWEDTHE AMOUNT BORROWED/THE CREDIT CARD HIGH LIMITTHE LAST DATE THE CREDITOR REPORTED INFORMATION TO THE CREDIT BUREAU / DLA (DATE LAST ACTIVITY)THE DATE THE ACCOUNT WAS ESTABLISHED/MONTHS REVIEWEDTRADELINES PER ACCOUNT (CREDITOR)PUBLIC RECORDS — BANKRUPTCY — STATE/FEDERAL TAX LIENS — SMALL CLAIMS — MONEY JUDGEMENTS NUMBER OF PUBLIC RECORDS IN THE CREDIT FILE (SEE KEY CODE 11) TOTAL TRADELINES BROKEN DOWN INTO CATAGORIES — MORTGAGE — INSTALLMENT LOAN (AUTO-EDUCATION-UNSECURED BANK LOANS) — OPEN (NOT ABLE TO CATAGORIZE) — REVOLVING (CREDIT CARD DEBT) — OTHER (ACCOUNTS SOLD TO A COLLECTION AGENCY/WRITTEN OFF AS A BAD DEBT)THE DATE THE CREDIT FILE WAS ESTABLISHEDNUMBER OF PUBLIC RECORDS IN THE CREDIT FILE (SEE KEY CODE 11)ACCOUNTS PAYMENT HISTORY — CURRENTLY SATISFACTORY — CURRENTLY DELIQUENT — PREVIOUSLY DELIQUENT — COLLECTIONS/CHARGE OFFS (ACCOUNTS SOLD TO COLLECTION AGENCYS OR WRITTEN OFF AS BAD DEBTS)TRADELINES — TOTAL NUMBER OF ACCOUNTS FOUND IN THE CREDIT FILEEXPERIAN - FAIR ISAAC Score Codes<br> 40 – derogatory public record or collection field<br> 39 – serious delinquency<br> 38 – serious delinquency and public record or collection filed<br> 33 – proportion of current loan balance to original loan amount<br> 32 – no recent installment loan information<br> 24 – lack of recently reported balances on revolving/open accounts<br> 21 – amount past due to accounts<br> 20 – length of time since legal item filed or collection item reported<br> 18 – number of accounts delinquent<br> 16 – insufficient or lack of revolving account information<br> 15 – insufficient or lack of bank revolving account information<br> 14 – length of time accounts have been established<br> 13 – length of time (or unknown time) since account delinquent<br> 12 – length of revolving account history<br> 10 – proportion of balance to high credit on bank revolving or all revolving accounts<br> 09 – number of accounts opened within the last 12 months<br> 08 – number of recent inquiries<br> 06 – number of finance company accounts<br> 05 – number of accounts with balances<br> 02 – delinquency reported on accounts<br> 01 – current balances on accounts” coords=”781,673,20″ href=””></p><area shape=circle alt=LOWEST — 501
HIGHEST — 990
NATIONAL AVERAGE — 725″ coords=”20,695,20″ href=””>

EMPLOYMENT ON FILE WITH THE CREDIT REPORTING AGENCY ADDRESSES ON FILE WITH THE CREDIT REPORTING AGENCY XP=EXPERIAN (CREDIT REPORTING AGENCY)AKA (ALSO KNOWN AS) OTHER NAMES PREVIOUSLY REPORTED