An action taken by a prospective lender to determine if a
person meets its standards to be extended credit is called a credit check.
This entails seeking a detailed analysis from a credit reporting bureau or
agency. The report usually contains things like date of birth, Social
Security number, current and, in some cases, previous address, and payment
history for loans and other debts.
Most felony and misdemeanor cases are filed in county
courts, so county criminal record searches are one of the most powerful
sources for uncovering criminal records.
A statewide search may yield information from multiple
counties in a given state that report into repository, useful for
discovering crimes outside of the immediate area in which the subject lives
or works. Not all counties in every state report to statewide repositories
and some counties are inconsistent in their reporting.
A federal criminal search is conducted by ordering
individual US District Court indices in much the same way as a county
criminal history. Crimes reported in a federal criminal record include only
those offenses that are federally prosecuted (violations of federal law as
enforced by the FBI, DEA, ATF) as opposed to local and state law. Federal
criminal records are not available at the county or state level.
A powerful, virtually instant multi-jurisdictional
search of hundreds of millions state and county criminal records. This
database is compiled from county courthouses, Department of Corrections
(DOC), and Administration of the Court (AOC), and is bundled with our Global
Security Watch List and Sex Offender Records database sources. This search
is an effective tool for discovering additional jurisdictions where criminal
offenses may have occurred outside of an applicant’s indicated residential
and employment address history. This criminal database can be searched using
our InstaCriminal™ National Search, or refining the scope down to the
InstaCriminal™ Single State Search. The label “National” may be a misleading
description for an otherwise very powerful background check tool when used
This database provides critical information on an
applicant’s residential leasing history, including past court actions,
unlawful detainers, monetary judgments, and possession and property damage
claims that have been filed in court. This background screening tool
examines millions of eviction records that are collected for our database
for your benefit.
The all new InstaEviction National Lookup™ combines the
power of an SSN Trace with Trade House Data’s national evictions database.
By using the full name and address history associated with the applicant’s
SSN, deceptive applicant practices, such as omitting an address with an
eviction, are prevented. This comprehensive search tool uses sophisticated
algorithms to accurately match the applicant’s address and name history,
essentially eliminating false positives. This single, powerful tool saves
your processors time and ensures that you get the most complete and accurate