Could Credit Scores of the Future Be Based on Online Behavior?

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Could what you do online have an effect on your credit score in the future? It’s a distinct possibility, according to the International Monetary Fund (IMF). Recent research from the organization claims lenders may soon start using data from browsing, search, and purchase history to make loan decisions. Read on to learn more about how… Read more »

Why You May Want to Consider Adjusting Your Credit Score Requirements

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If you’re tired of being inundated with commercials for large ticket items talking about how these are “unprecedented times” we’re living through, you’re not alone. Although the availability of vaccines has given us all some light at the end of the pandemic tunnel, we’re certainly not out of the woods in many ways, especially economically…. Read more »

What is a Good Vantage Credit Score?

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A good Vantage Credit Score is any score over 700, with scores over 750 considered “excellent” credit. This differs from traditional FICO scoring system in that the stipulation for “good” credit skews higher. Under FICO, a good score would have been in the 670-739 range, but Vantage Score is stricter in how it determines good… Read more »